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Author Archive

Senior Drivers in Maryland: When to Adjust Your Coverage (Not Quit Driving)

Oct 26, 2026 :: John Gilkey

Getting older doesn't mean you have to hand over your keys. Plenty of Maryland drivers in their 70s and 80s…

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Moved to Maryland with a Bad Driving Record? Here’s How to Get Insured

Oct 1, 2026 :: John Gilkey

Moving to a new state is stressful enough. You've got boxes to unpack, utility companies to call, and a new…

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The MAIF Assessment Explained: Why There’s a Surcharge on Your Car Insurance Bill

Oct 1, 2026 :: John Gilkey

If you've noticed a new line item on your car insurance bill that says "Recoupment of MAIF assessment," you're probably…

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Lapsed Coverage in Maryland: What Happens and How to Fix It

Sep 21, 2026 :: John Gilkey

Money gets tight. Bills pile up. You look at your auto insurance payment and think, "I'll catch up next month."…

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Back to School in College Park: Does Your Student Need Insurance on Campus?

Aug 14, 2026 :: John Gilkey

Move-in day at the University of Maryland is a whirlwind. Boxes everywhere, loft beds being assembled, and parents trying not…

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New Maryland Law Targets Out-of-State Plates: What Drivers Need to Know

Jul 15, 2026 :: John Gilkey

If you've been driving around Maryland with out-of-state plates, there's a new law coming this fall that could cost you.…

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Red Light Camera Got You? How a Ticket Affects Your MD Insurance Rates

Jun 11, 2026 :: John Gilkey

You know the feeling. You're cruising through an intersection, the light turns yellow, and you make a split-second call. Go…

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SR-22 in Maryland: It’s Not as Scary as It Sounds

May 18, 2026 :: John Gilkey

Hearing the words "SR-22" can make any driver's stomach drop. Maybe a Maryland police officer mentioned it after a traffic…

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My Teen Just Got Their License. Now What? A Parent’s Guide to MD Insurance

Apr 15, 2026 :: John Gilkey

That first solo drive is a nerve-wracking milestone. One minute, they’re buckling up in the passenger seat. The next, they’re…

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“Full Coverage” Is a Myth. Here’s What You Actually Need in MD.

Mar 17, 2026 :: John Gilkey

If you’ve ever shopped for car insurance, you’ve probably used the phrase yourself. Maybe you called an agent and said,…

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