In the state of Maryland, there are requirements for Maryland vehicles. The Maryland Department of Motor Vehicles requires that a Maryland-licensed company insure all Maryland-registered vehicles. The policy must carry the following coverage minimum:
- $30,000 for bodily injury per person,
- $60,000 for bodily injury for two or more people, and
- $15,000 for property damage.
(For more information on this, click here)
Below is a link to find providers in your area to help you with tag, title, registration, and all your MVA needs. Please note that the notary has a one-day turnaround.
Getting Car’s Tag and Title in Maryland
Maryland Motor Vehicle Administration (MVA) requires several pieces of information and documents when obtaining tags and titles. While specific requirements may vary based on your situation, here are the general details you should be aware of:
- Proof of Ownership: You need the title or Manufacturer’s Certificate of Origin (MCO) from the seller. If you are financing the vehicle, you may need information from the financial institution or lienholder.
- Bill of Sale: You must have a properly completed bill of sale for used vehicles. It must include details like the sale price and signatures of the buyer and seller.
- Maryland Safety Inspection Certificate: Used vehicles must undergo a safety inspection before obtaining a tag and title. You will need the certificate to register the car.
- Odometer Disclosure Statement: Complete this statement to confirm the mileage on the vehicle, usually on the back of the title.
- Application for Certificate of Title: Fill out the appropriate form available from the Maryland Motor Vehicle Administration (MVA).
- Proof of Insurance: You must have valid insurance coverage meeting Maryland’s minimum requirements. Without proof of car insurance, you cannot register your car.
- Vehicle Emissions Inspection Certificate: Some vehicles must pass an emissions inspection. Please bring this certificate with you.
- Payment of Fees: You must pay all the necessary fees to obtain your vehicle’s title and tags. This will include title fees, registration fees, and taxes.
Always check with the Maryland Motor Vehicle Administration (MVA) to check on specific requirements. They may change with or without notice. Sometimes you may need additional documents for your specific circumstances. You can check with the MVA’s website or contact their offices for the most up-to-date information.
Tag and Title Services FAQs
Tag and title services are necessary for every driver in the state of Maryland. Learn more by reading the answers to these frequently asked questions.
What documents do I need to title my car in Maryland?
New Maryland residents need to title and register their car within 60 days of declaring Maryland residency. You may need the following documents to do so:
- Certificate of title
- Maryland license number
- Completed application for a certificate of title(Form VR-005)
- Odometer Disclosure Statement (Form VR-197)
- MD safety inspection certificate
- Maryland auto insurance certificate, or proof of auto insurance
- Proof of the value of the vehicle, or Bill of Sale
- Valid government-issued photo ID
- Maryland Emissions Inspection Certificate (if applicable)
- Payment for titling fees
- Power of attorney
Your local tag and title agency can help you throughout this entire process. Contact us today.
How long does it take to get a car title in Maryland?
When you apply for your title at the certified tag and title service location, you get your tags and registration immediately. However, the processing time for the title will vary. Most people receive it in the mail at their home address within 15 days.
In some cases, it can take up to six weeks. Factors like how and when you apply, and potential backlogs at the Maryland Motor Vehicle Administration (MVA) can influence processing times.
Is Maryland an electronic title state?
Yes, Maryland is an electronic title (e-title) state. When you buy a vehicle, the title is typically held electronically. The Maryland Motor Vehicle Administration (MVA) requires financial institutions or lienholders to have an Electronic Lien and Title (ELT).
This system streamlines lienholder processes, enhances efficiency, and allows for faster and more secure handling of title information. Both lenders and the Maryland Motor Vehicle Administration (MVA) will benefit.
What happens if I don’t register my car in Maryland?
While driving without insurance is a more serious charge in Maryland, you still face hefty penalties. The maximum penalty is a $500 fine and restrictions on your license and driving ability. The charge is a misdemeanor that will stay on your permanent criminal record.
Does Maryland require a front license plate?
Yes, Maryland requires a front license plate. Maryland state law mandates the display of both front and rear license plates on vehicles. Failure to comply with this requirement may result in fines or other penalties.
However, there are a few exceptions. Motorcycles, tractors, and trailer vehicles don’t require you to have a front license plate.
Do I need insurance to register my car in Maryland?
Yes, you need insurance to register your car in Maryland. The state mandates that all registered vehicles maintain minimum liability insurance coverage. The MVA requires proof of insurance at the time of registration.
Failing to maintain insurance may result in penalties and the suspension of your vehicle registration. We can inform you of the required insurance coverage for any vehicle in the state.