MAIF Payment Plans

ALERT: Important Information About Paying Your Bill

It has come to our attention that some of our customers have made payments through the website, believing that is where they need to pay their MAIF/Roadway Insurance bill. Please DO NOT send payment to this website. It is not affiliated with MAIF or Roadway Insurance.

As of October 17, 2022, Maryland Auto Insurance introduced an improved installment plan for payment of annual premiums allowing My MD Auto Insurance customers to spread out payments after making an initial down payment of 18%.

There is a 8% discount available for customers who choose to pay in full. Customers still have the option of obtaining their own financing for annual premiums with a Premium Finance Company.

Payment plan options are based on the annual premium amount as follows:

After an 18% down payment for personal auto policies:

-9 monthly installments with the first payment due 45 days after the policy is established.

Ask your agent about other payment options.

Information About Down Payment and Installment Plan Policies

Car Insurance Payment FAQs

What payment methods can I use for my car insurance?

We accept debit, credit, check, and online savings and checking accounts.

How will I know when it’s time to pay my car insurance bill?

You will receive a notification for your electronic bill through your email. If you are paying through the mail, we will send you a paper statement.

Why is it important to pay car insurance on time?

You can have a lapse in coverage when you miss the grace period in your car insurance payments. If there is a lapse in coverage, please get in touch with us to reinstate your policy. A lapse in coverage can mean increased costs if your vehicle is damaged or if you are in an accident.

What is a car insurance quote versus a car insurance premium?

A car insurance quote is the estimated amount you will pay for your insurance before buying. Your car insurance premium is the amount you agree to pay for the coverage in your policy.

What is a car insurance deductible?

Deductibles are similar to copays. You pay the deductible out of pocket on your claim before your car insurance pays the rest.

What impacts car insurance premiums?

Your age, type of vehicle, mileage, and driving history can affect your car insurance premium. Car insurance companies consider these factors to create custom premiums.

Roadway Auto Insurance