ALERT: Important Information About Paying Your Bill
It has come to our attention that some of our customers have made payments through the website doxo.com, believing that is where they need to pay their MAIF/Roadway Insurance bill. Please DO NOT send payment to that website. Doxo is not affiliated with MAIF or Roadway Insurance.
As of October 17, 2022, Maryland Auto Insurance introduced an improved installment plan to pay annual premiums. The plan allows My MD Auto Insurance customers to spread payments after making an initial down payment of 18%.
We offer an 8% discount to customers who pay in full. Customers can also obtain their own financing for annual premiums with a Premium Finance Company.
Payment plan options are based on the annual premium amount as follows:
After an 18% down payment for personal auto policies:
- 9 monthly installments. The first payment is due 45 days after you sign the policy.
Ask your agent about other payment options.
Information About Down Payment and Installment Plan Policies
Car Insurance Payment FAQs
Prompt car insurance payment is essential. Read the answers to these common customer questions.
What payment methods can I use for my car insurance?
We offer several payment methods for car insurance. Roadway Auto Insurance accepts credit or debit cards, checks, and online savings and checking accounts. We can also set up a payment plan that works best for you.
How will I know when to pay my car insurance bill?
You will receive an email notification for your electronic bill. If you are paying through the mail, we will send you a paper statement before the due date. You can also contact us to see when your next bill is due. Keep track of your payment schedule and make sure to pay your bill on time to avoid any lapses in coverage.
Why is it important to pay auto insurance on time?
You can lapse coverage when you miss the grace period in your car insurance payments. If there is a lapse in coverage, please contact us to reinstate your policy. A lapse in coverage can mean increased costs if your vehicle is damaged or if you are in an accident.
What is a car insurance quote versus a car insurance premium?
A car insurance quote is the estimated amount you will pay for your insurance before buying. Your car insurance premium is the amount you agree to pay for the coverage in your policy.
What is an auto insurance deductible?
Deductibles are similar to copays. You pay the deductible out of pocket on your claim before your car insurance pays the rest. Deductibles will vary depending on the policy and coverage options you choose. A higher deductible typically means lower monthly premiums, while a lower deductible usually means higher premiums.
What impacts car insurance premiums?
Car insurance companies consider the following factors to create custom premiums:
- Your age.
- Driving experience.
- Type of vehicle.
- Annual mileage.
- Driving history/record.
- Your location.
- Credit history.
- Marital status.