Maryland Car Insurance

Car Insurance Is Our Specialty

Are you looking for an insurance agency that would provide you with affordable, reliable, and comprehensive coverage? We are Roadway Insurance. We provide auto insurance in Maryland to those that have had trouble getting insurance from other agencies.

Roadway Insurance is a Maryland-based insurance agency providing drivers in Maryland with affordable car, motorcycle, and truck insurance. We give you the peace of mind that your family will have coverage after an accident. Our coverage guarantee ensures that we handle any claim diligently. Our friendly agents ensure that you’ll get the best protection for your money.

Roadway Insurance has helped drivers in Maryland and Washington, DC save thousands on their car, truck and motorcycle insurance. Roadway is one of the largest auto insurance agencies in the Baltimore Washington metropolitan area. But we still value customer service! You will always receive personal attention whether you shop online, by phone, or in person.

Find the best auto insurance at Roadway Auto

Get the best auto insurance at the most affordable rates in Maryland. We offer many coverage options and we can help you find the one that suits your needs. Roadway Insurance specializes in auto insurance.

We work with many carriers to offer more options than other local car insurance companies in Maryland or DC. We are insurance specialists, offering many products through our network of insurance companies.

Guaranteed Car Insurance Coverage

We offer guaranteed approval and coverage. You can be confident that you have coverage for any event that may happen to your vehicle. If you are an uninsured motorist or just have had trouble gaining car insurance in Maryland, we can help.

  • All Drivers Wanted – Roadway Insurance accepts all drivers, regardless of driving history. Excellent drivers will save with Roadway by getting the cheapest rates on car insurance in Maryland and DC.
  • We welcome new drivers! – If you have been rejected or canceled by your insurance company, we can help you with My MD Auto Insurance. The Maryland Auto Insurance Fund provides MAIF car insurance for people who can’t get insurance from a private company.

FR-19 & SR-22 Filing

Roadway Insurance can provide both FR-19 and SR-22 insurance documents for drivers that need them. Insurance agencies often require these certificates from “high risk” drivers. They keep them on file as proof of insurance.

Roadway will file this document for our clients if necessary. We are the leading provider of My MD Auto. Maryland Auto Insurance Fund policies may require this documentation for those with a poor driving record.

Typically, we only keep these documents on file for 3 years, as long as there are no additional violations. Drive safe and not only will your premiums go down, you won’t have to provide additional documents to prove your coverage.

Roadway Is A Progressive Authorized Provider

Roadway Auto Insurance is now a Progressive authorized provider in Maryland and DC. We offer discounts for prior coverage, paperless delivery options, and electronic fund transfers. For questions on how to obtain Progressive insurance through Roadway, contact one of our Roadway auto insurance specialists.

Frequently Asked Questions

Is Maryland a no-fault state?

No, Maryland is an at-fault state for car accidents. In Maryland, someone must establish the fault or responsibility when a car accident occurs. Furthermore, Maryland law holds the liable party responsible for causing the accident accountable for the resulting damages. Additionally, the insurance company of the at-fault driver is responsible for covering the damages of the other party.

Maryland mandates that drivers possess Personal Injury Protection coverage. This provides a limited amount of coverage for medical expenses and lost wages, regardless of the fault in the accident.

What are Maryland’s minimum auto insurance requirements?

Maryland law requires all drivers to have a minimum of $30,000 in Bodily Injury Liability coverage per person, up to $60,000 per accident, and $15,000 in Property Damage Liability coverage.

Maryland law also requires drivers to maintain uninsured/underinsured motorist coverage for bodily injury at least at the same limits as their liability coverage. Failure to comply with Maryland’s auto insurance laws can result in large fines and suspensions. They can even revoke your license and registration.

Why is my car insurance so high?

Factors such as your age, driving record, vehicle type, and location can often affect how much you will pay for car insurance. Additionally, many insurers review other factors that they believe are predictive of future claims.

This includes the frequency of driving or school attendance. Younger and male drivers usually pay higher premiums because of the higher likelihood of accidents. Lastly, living in an area with a high number of accidents or claims can also increase your premium.

What happens if you get in an accident without insurance in Maryland?

Driving without car insurance is against the law in Maryland. If you get into an auto accident without insurance, you can face legal and financial consequences. These consequences include fines, the suspension of your license and registration, and the driver could sue you for damages. Having car insurance is important not only to meet legal requirements but also to protect yourself and others.

Why are there so many car accidents in Maryland?

Multiple reasons may contribute to a higher number of car accidents in Maryland. Firstly, Maryland has a high population density. This can lead to more traffic congestion and a higher likelihood of accidents. Additionally, the state has several busy highways, including I-95.

Maryland also experiences inclement weather conditions, including snow and ice in the winter, which makes driving more hazardous. Lastly, driver behavior, such as speeding or distracted driving, can also be a factor in causing car accidents.

Why did Maryland car insurance go up?

Numerous reasons can contribute to Maryland’s auto insurance rates going up. More people are driving today, in a post-COVID world. As a result, the number of claims, accidents, and payouts are rising. Auto repairs are more expensive today because of new technology and features.

Unfortunately, more people are driving uninsured in Maryland as well. Maryland drivers that have auto insurance will pay the cost of drivers that don’t through higher premiums. Lastly, health insurance in Maryland is more expensive today. Insurance companies have to pay medical bills that continue to get more expensive.

FREE Car Insurance Quotes In Maryland

If you are looking for car insurance quotes in Maryland, Roadway Auto has all you need. Whatever your situation, Roadway Auto can help with liability auto insurance, comprehensive coverage, FR–19, SR–22, and more.

Contact a Roadway Auto insurance specialist to get a free quote and start saving today. We value our customers and promise to provide top-quality customer service. If you have any questions or need help with anything, call us today at 301-476-1183!

Roadway Auto Insurance

301.476.1183