Are You Eligible for MAIF Insurance?

Diver’s insurance isn’t just a way to protect your finances after an accident; it’s also a legal requirement for driving on Maryland roads. All drivers must meet a minimum level of insurance to drive legally and safely in Maryland. However, insurance companies can deny coverage to anyone for any reason. MAIF insurance can help provide the legal coverage you need when you can’t get coverage anywhere else. Getting MAIF through Roadway is a quick and convenient way to make sure you have the coverage you need in the case of an accident.

MAIF INSURANCE can help high risk drivers get the coverage they need

What is MAIF Insurance?

Established in 1972 by the state of Maryland, the Maryland Auto Insurance Fund provides insurance coverage to many drivers who cannot find private coverage. MAIF insurance is the last resort for anyone who is continuously denied coverage by private insurance carriers. Because insurance is a legal requirement for driving, the state of Maryland set up MAIF to ensure that everyone with a valid driver’s license has the opportunity to get the coverage they need.

Are You Eligible for MAIF Insurance?

While MAIF was designed to provide coverage to all drivers in Maryland, it’s not always available to everyone. To qualify for MAIF, you need to meet the following eligibility requirements:

  • Be a Maryland state resident
  • Be licensed in the state of Maryland or have a current Maryland registration
  • Be unable to obtain Maryland car insurance through a private carrier

If you have proof of the above requirements, you can begin the process to get coverage through MAIF. If you cannot prove that you are eligible, you may be denied coverage.

Other Coverage Restrictions

Proving that you are a Maryland resident and licensed driver is relatively easy. Proving that you are unable to obtain insurance through a private carrier can be a bit more tricky. Usually, when you are denied coverage or get dropped by your insurance provider, you’ll get a detailed letter explaining why. A common reason you may be denied coverage is your driving record. Drivers who are considered high-risk often have trouble getting coverage. For these reasons, you can seek coverage through MAIF instead.

However, MAIF will not offer coverage if you were denied or dropped due to non-payment. MAIF was designed to provide insurance to high-risk drivers that private carriers won’t take the risk to insure. If you were dropped because you could not afford your insurance, you cannot receive coverage through MAIF.

Where to Get Insurance Coverage

If you’re having difficulty finding driver’s insurance, you can count on Roadway. We provide quick, simple, and cost-effective MAIF coverage to Maryland drivers in need. With our help, you can get the right coverage for your needs with minimal hassle. Call us today at 301.476.1183 to learn more about MAIF and to find out if you are eligible for coverage.

Roadway Auto Insurance