In Maryland, it is illegal to drive a car without car insurance. Coverage for other uninsured drivers behind the wheel of your car is available. Ultimately, it is best to make sure you are an insured driver before operating a vehicle. If you are uninsured, you could be at risk for several penalties that can damage your ability to drive as well as your wallet. Roadway Auto Insurance provides car insurance to Maryland drivers and outlines three of the potential penalties you could be accruing if you do not have car insurance.
Liable to pay fees
If you drive a vehicle without insurance, there are several fees you could risk accruing. If you cannot provide proof of insurance to the MVA when requested, a few different charges could be added to your name. The first of these fees comes from a confirmed lapse of insurance. The cost is $150 for the first 30 days and $7 for each day thereafter. You could also be charged for the restoration fee of your vehicle’s registration, which can be up to $25. Additionally, you may be fined up to $1000 if you provide false evidence of insurance when requested. A one-year prison sentence can accompany this fine. Driving while uninsured can cost you a lot of money in the long run, so it is best to maintain good car insurance coverage.
Loss of vehicle registration and license plates
Driving without car insurance can lead to the revocation of your vehicle registration and your license plates. It is illegal to operate a car without registration or plates. A police officer will likely pull over your car if there are no license plates attached and give you a citation, which will incur additional penalties. Reinstating registration and plates will cost you more money as well. If you cannot operate your vehicle, you may have difficulty in your everyday life without reliable transportation. To avoid this hassle, do not let your car insurance lapse.
Higher insurance premium
If you drive without car insurance, your future insurance provider may charge you a higher premium. Some insurers may not agree to provide coverage for you or your vehicle if you have operated it without insurance in the past. This is because drivers who have broken this law in the past are more likely to accrue losses than those who reliably maintain car insurance. These penalties on your record can last for many months. To keep your insurance premiums low, purchase car insurance promptly.
Get car insurance in Maryland with Roadway
To avoid costly fees and punishments, get car insurance with Roadway, serving Maryland and the greater Washington, DC area. Contact us to find the best insurance coverage for your car or motorcycle. You can reach our office online or by phone at 301.476.1183.