What Factors Affect Your Car Insurance Rate?

Roadway Insurance is committed to providing drivers in Maryland and Washington, DC with affordable, reliable coverage. Our team works with you to help you find the right auto insurance for your needs. We represent multiple auto insurance carriers in Maryland, which gives our drivers a full range of auto insurance companies to choose from.

Learning more about car insurance can help you find the best insurance for your needs. In this post, we will discuss some of the ways auto insurance companies determine your rate. Some drivers may be able to find ways to lower their car insurance rate.

What Affects Your Car Insurance Rate

  • Your driving record can affect your car insurance rate. Drivers with an excellent driving history may be able to receive lower car insurance rates. Driver with a bad history may have to pay more for car insurance. Drivers with a bad driving history may be able to receive MAIF. Our team at Roadway Insurance can work with you to determine if you qualify for MAIF.
  • Your location may affect your car insurance. Drivers who live in areas where theft and crime are common may have higher car insurance rates.
  • The number of drivers you have on your insurance plan can also affect how much you pay for car insurance.
  • Your age may affect your car insurance rate.
  • Drivers with good grades may be able to receive discounts on car insurance.
  • Drivers with good credit may be able to receive lower car insurance rates. Insurance companies use your credit score as a way to measure your responsibility and how likely you are to pay your insurance on time.

Get A Free Quote

Roadway Insurance is committed to helping you find the right auto insurance. We have convenient locations throughout Maryland and Washington DC to serve the entire area including Annapolis, Baltimore, College Park, Upper Marlboro, as well as Western Maryland and the Eastern Shore. Contact Roadway Insurance to find a location near you.


Roadway Insurance

301.476.1183