Do You Know The Auto Insurance Requirements In Maryland?

Most people know that auto insurance is a requirement in the state of Maryland. However, some do not know exactly how much is required. On January 1, 2011, a law was passed stating that Maryland residents were required to have a minimum coverage of 30/60/15. This means that they are required to have $30,000 worth of coverage for bodily injuries, $60,000 worth of coverage for two people or more and $15,000 worth of coverage for damage to property.

It is also important for you to understand what the term liability means. Liability protects you from the damage that you cause to property or another person. Bodily injury liability will pay for pain, suffering, medical expenses and lost wages.
Property damage liability will pay to replace or repair property that you damaged.

Even though it is not a requirement to have comprehensive insurance, it is a good idea to get it. Comprehensive insurance covers damage done to your vehicle due to fire, vandalism, theft or a natural disaster.

Collision auto insurance is something else that you may want to consider adding to your existing insurance policy. It will pay for your vehicle if it is a totaled. Full coverage is the combination of liability, comprehensive and collision insurance.

If you live in the state of Maryland and are in need of insurance, then you should consider contacting Roadway Insurance. Roadway insurance is the number one fund producer of car insurance in Maryland. One of the many great things about Roadway Insurance is that everyone will be approved. You will also be able to get immediate coverage and low rates.

You should contact Roadway Insurance now so that you can get a free quote. You will be able to get a quote online or over the phone. You can also get a quote in person.

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